For most of us, our home is one of our largest investments. Your home not only provides you with a strong return on your money, but also provides your family a place of comfort and protection. Firstline offers homeowner’s insurance policies ranging from basic coverage to fully tailored programs built to fit the individual needs of your family. Home insurance with Firstline means your personal local Firstline agent is part of your community, understands your needs, and can help improve your coverage and discover new discounts! Plus, they’re right down the block whenever you need them.
Automobile insurance is not just a good idea, in most cases it’s the law. Every driver on the road needs to carry automobile insurance to cover damages caused to property and other people in the event of an accident. Minimum car insurance limits are set by state regulators, but with the average cost of a vehicle going up every year, a minimum limit auto insurance policy is hardly enough to cover you in the event of a serious accident.
Firstline gives you quality protection at a great price. Every auto policy comes with the support of a knowledgeable and friendly agent. With personal attention and service, you'll have the information you need to choose the car insurance coverage that makes the most sense for you.
With so many life insurance choices for how to protect your family such as Term Life, Whole Life, Universal Life, convertible, variable, and tax deferred to just name a few, shopping for life insurance can be nothing short of overwhelming. It’s important to have a trusted advisor guide you through your life insurance coverage choices to meet your family’s needs both today and tomorrow.
Our friendly and knowledgeable staff can provide you with options ranging from simple Term Life Insurance to Indexed Universal Life. There will be no pushy salesman here. Firstline is strictly about finding the life insurance policy, rate, and coverage that matches your needs and budget to adequately protect the standard of living that you would like to leave your loved ones.
The biggest misconception about insurance is that it doesn’t run out. That if you were to cause significant damage to someone or something in a car accident or another liability claim, insurance will cover it. This is nothing further from the truth. Insurance has limits on the amount of money that can be paid out on a claim so the question is, what happens if you run out of insurance? Enter, the umbrella policy.A umbrella policy simply sits over all your other insurance coverages and “kicks in” once insurance limits have been exhausted. A 400,000 dollar claim with a 300,000 dollar insurance policy leaves you responsible for the remaining 100,000 dollars. Only an Umbrella Insurance Policy can step in and pick up where a regular insurance policy ends.CoVerica is a huge beliver in Umbrella Policies and advocates their use to all of our clients while shopping for insurance. These unique policies can be purchased for an additional 500,000, 1,000,000, 3,000,000, 5,000,000 or even 10,000,000 dollars in additional coverage with premiums usually starting for just a few hundred dollars a year. Let’s talk about your individual needs and see if an Umbrella Insurance Policy makes sense for your protection.