Contractor Auto Insurance Services in Texas

Are you a contractor in Texas who depends on your vehicle for work? If you're hauling materials, moving tools, or driving between job sites, your truck or van is more than just transportation—it’s part of your business. But what happens if you get into an accident on the job? Regular auto insurance won’t cover business use. That’s why you need Contractor Auto Insurance Services in Texas.

Driving without the right coverage is a huge risk. Accidents, theft, or even lawsuits can cost you big. A personal auto policy won’t cover work-related use, leaving you open to major losses. Contractor Insurance gives you protection that fits your needs, covering liability, vehicle damage, and even stolen tools.

· Liability Protection – Pays for injuries and damage if you're at fault in an accident.

· Vehicle Damage Coverage – Repairs or replaces your work vehicle.

· Tool and Equipment Protection – Covers work tools stored in your truck.

· Uninsured Motorist Coverage – Protects you if someone without insurance hits you.

· Medical Payments – Helps with medical bills if you or passengers get injured.

 With the right policy, you stay covered and focused on your work.

Your business needs more than just vehicle insurance. Job sites, tools, and client work all come with risks. Contractor Insurance Services in Texasprovide coverage beyond the road.

· General Liability – Protects against lawsuits for injuries or property damage.

· Workers’ Compensation – Covers medical bills and lost wages for employees.

· Commercial Property Insurance – Protects your tools, equipment, and business space.

· Professional Liability – Covers claims for work errors or missed deadlines.

· Surety Bonds – Helps you secure contracts by backing your work quality and finances.

No matter your trade—plumbing, electrical, roofing, or general contracting—these coverages keep you financially secure.

Not all businesses need the same coverage. Your trade, vehicles, and risks determine what works best. One policy won’t fit all.

At Firstline Insurance Agency, we build policies just for contractors. Our team helps you find affordable plans with the right protection. Whether you need Contractor Auto Insurance Services in Texas or full business coverage, we’re here to help.